Electronic Reporting Services

Balance Reporting - Web Business Banking

Balance Reporting allows you to obtain your company’s current banking information for accounts that have been registered on the service. Balance Reporting helps you to effectively manage your daily cash flow by enhancing your ability to make investment and borrowing decisions.

Features and Benefits:

• view up-to-the-minute information on your TD Canada Trust Canadian or U.S. personal or business deposit and operating loan accounts
• query balance and transaction information
• view, print and save digital images of your cheques for 65 calendar days from the date such cheque, drawn on your TD Canada Trust Canadian or U.S. personal or business deposit accounts is cleared in Canada
• export data from your queries to other applications
• organize your accounts into meaningful groups for updating or reporting
• save frequently used reports and easily update them when required
• access your company’s current banking information through your PC
• eliminate time consuming phone calls to your branch

Foreign Currency Accounts:

Obtain current balance and transaction account information through our Correspondent Web product

Cheque Image Archive Service

Cheque Image Archive Service provides electronic images of cleared cheques offering you a flexible and efficient method of viewing cheque images, which in turn facilitates reconciliation and assists you in responding to customer inquiries. Our Cheque Image Archive Service allows you to access images of your cleared cheques from a CD Rom image archive or securely via a daily file transmission.

Features:

CD-Rom Option:

• CD-Rom provides a self-contained search and retrieval application allowing easy access to images of the front and back of your cleared cheques
• CD-Rom’s can be created and delivered to you either weekly or monthly
• Multiple accounts can be imaged onto a single CD-Rom
• Each CD-Rom holds approximately 15,000 cheque images
• Secure access to CD-Rom is provided through use of User IDs and passwords
• Technical support is available Monday through Friday between 8 a.m. and 8:00 p.m. (ET), (except bank holidays)

File Transmission Option:

• Designed for customers who issue large volumes of cheques and who already have an image archive for maintaining and archiving cheque images
• Secure host to host file transmission provided on a daily basis

Benefits:

• Quick and easy access to your cheque images improving your query response time
• Simplifies and speeds up research and investigation processes
• Reduces storage space requirements
• Reduces internal costs associated with storage, retrieval and destruction of documents

Basic PC Workstation requirements for CD-Rom Option:

• 400 MHz Pentium or higher
• 128 MB of RAM
• 17 inch SVGA monitor, 256 colours
• 45 MB free hard drive space
• Windows 98 or WIN-NT V4 or higher Operating System

Cheque Reconciliation Service

This computerized service automatically reconciles paid cheque activities for both CDN$ and US$ accounts. Save time by eliminating the tasks of sorting cheques and matching paid cheques to your bank statement.

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FAXlink

TD’s FAXlink service automatically delivers your company’s account balance and statement information, in an easy to read report, right to your fax machine.

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FILElink

FILElink gives you instant access to your company’s account balance and statement information, through your personal or mainframe computer.

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Mirror Accounting Service (MAS)

The Mirror Account Service (MAS) is a concentration service that enables you to pool your funds from accounts maintained by your various subsidiaries, divisions, or related entities while maintaining operating account autonomy among the participants. By consolidating funds, you are able to earn higher interest returns or minimize the use of operating bank credit lines through inter-entity lending, while maintaining autonomy in day-to-day banking activities.

What you can do with Mirror Account Service:

• system is fully automated and can accommodate five tiers of corporate structure
• accounts in US$ or CDN$ can be maintained at any TD Canada Trust branch in Canada (separate hierarchies are required for each currency)
• permits inter-entity lending/borrowing to minimize the use of operating bank credit lines
• Interest Allocation System can be used to track transfers and interest owed or earned by the participating entities
  

What benefits does Mirror Account Service provide?

• funds are automatically consolidated into a single concentration account
• higher interest earnings potential on deposit balances
• reduced borrowing costs by substituting inter-entity lending for bank financing
• facilitates monitoring of subsidiaries’ activity without affecting their autonomy
• only one operating line of credit is required at the concentration account level

Interest Allocation Service

Interest Allocation Service (IAS) is a service that provides Mirror Account Service (MAS) customers with a monthly report of the daily account balances and interest earned/owed among all accounts participating in MAS. IAS automatically tracks and calculates inter-entity lending activity which allows you to treat each entity autonomously.

Note: This service only applies to those customers using Mirror Account Service.

What benefits does Interest Allocation Service provide?

• eliminates the complex administrative and accounting task of tracking inter-entity lending/borrowing activity, particularly during periods of fluctuating interest rates
• allows for a flexible inter-entity rate that can be modified by you

timing of period-end reports facilitates statement preparation

Incoming Wire Payment Notification Service

TD’s Incoming Wire Notification Service allows your company to receive near real-time notification of your Incoming Wire Payment details.

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Treasury Workstation Interface

Treasury Workstation Interface (TWI) offers you access to your TD Bank account balance and transaction information through your personal computer’s Treasury Workstation.

What you can do with Treasury Workstation Interface:

• monitor previous day account information
• pre-determine the level of detail you wish to receive. You may elect to obtain opening and closing balances, summary, transaction and transfer information.
• receive your electronic file of account data in a BAI (Bank Administration Institute) file format; the format most commonly used in a Treasury Workstation environment. Report and Electronic Data Interchange formats are also available.
• access account details for Canadian and US dollar current accounts, personal deposit accounts, including Corporate Transfer Service and Centralized Money Management account activity
  

What benefits does Treasury Workstation Interface provide?

• allows you to consolidate your TD Bank account information with multi-bank account information, retrieved from financial institutions world-wide
• provides a fast and accurate means of obtaining your previous day account information
• enhances your cash management decisions and forecasting ability
• offers you the flexibility to receive your account information when you want it and in accordance with your report timing needs

EasyWeb Internet Banking

Do your business banking on your PC or Mac computer, online and in real time via the Internet anywhere in the world. It’s the interactive way to pay your bills, transfer funds or monitor your account.

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Information Exchange Service

Information Exchange Service allows your company to share non-financial EDI files, such as purchase orders and invoices, with your customers and suppliers through a central Information Exchange Service.

Features:

• Enables companies to move away from paper documents to an EDI based electronic file format
• Helps automate both accounts payables and receivables by exchanging POs and Invoices between you and your trading partners
• Exchanging POs and Invoices via EDI, enabling your company to migrate the payment component of the transaction to an EDI 820 (i.e. Payment Outsourcing Service)
• Once fully integrated with Financial EDI you will benefit from a single communication portal for the delivery of all non-financial and financial payment information
• Accommodates the transfer of files through a wide variety of communication options

Benefits:

• Provides a fast and efficient way to exchange non-financial information
• Improved efficiencies - streamlines processes within customers’ back office
• Reduced clerical work and error through implementation of automated processes
• Lets you choose the best way to communicate with your suppliers on an individual basis