Small & Medium-Sized Enterprises (SMEs)

1. Reviewing your trade finance decisions

Having successfully transacted business in one or two foreign markets, and established trading relationships that will extend to the medium-term, what can be done to ensure that trade financing has been optimized for the markets/partnerships under consideration?

TD GTF can work with you to determine whether some of the risk management products used to date can be dispensed with, or whether it may be appropriate to change payment mechanism, perhaps from a Letter of Credit to a (less complicated and typically less expensive) Documentary Collection.

2. Expanding to new, emerging markets

You have mastered the challenges of doing business in your initially selected foreign markets, and have just identified a very promising opportunity in a high-risk Emerging Market. Your greatest concern is to effectively manage the risk of non-payment.

The GTF Team has extensive experience in all aspects of trade finance risk management. Whether you need a payment promise that resides outside of the high-risk market, or third-party risk insurance through export credit agencies such as Export Development Canada, we can help.

3. Acting as an intermediary between buyer and seller

Perhaps you are setting up a deal to act as an intermediary between buyer and seller, being aware of a buyer looking for a specific commodity, which can be sourced at an attractive price. You are interested in pursuing the opportunity, but have no interest in actually purchasing the goods for resale.

Our expertise is well suited to such specialized transactions. We can assist you in structuring and using a Transferable Letter of Credit to conclude such a transaction. Alternatively we can suggest an Assignment of Proceeds based on the nature of the transaction.

In addition to our core services, we may be able to help you through our affiliation with external financial agencies, which provides financing to qualified foreign buyers, or support to US Distributors acting for Canadian Exporters.